Term loans and lines of credit through a network of lenders, matched to your revenue, time in business, and credit profile. You do not pay our success fee until the funds are in your account.
One application conversation, multiple routes. We match you to the structure that fits how your business actually earns.
A lump sum with a fixed payback schedule. Best for equipment, buildouts, inventory buys, and expansion projects with a clear return.
Revolving capital you draw when you need it and pay interest only on what you use. Best for cash flow gaps, payroll cushions, and seasonal swings.
For businesses with strong deposits but a thinner credit file. Faster approvals, priced accordingly. We tell you plainly when this route costs more than it is worth.
We review your revenue, time in business, and credit profile, then tell you honestly what you qualify for today and what you would qualify for after 60 to 90 days of positioning.
We package your file and put it in front of the lenders in our network whose criteria you actually meet, so you are not burning applications and inquiries on guesses.
You review every offer with us before you sign anything. Our 9% success fee is invoiced only after the funds are in your account. No funding, no fee.
You have months of consistent business deposits, a personal credit profile without active fires, and a clear use for the money. You are likely consultation-ready now.
If your personal credit is carrying inaccurate or outdated items, lenders price you on the damaged file. Start with the free credit audit, fix the report, then come back for funding with a stronger hand.
It depends on your revenue, time in business, credit profile, and each lender's criteria. We will give you an honest range at your consultation, but no amount is guaranteed by us or anyone else. Anyone quoting you a guaranteed number before seeing your file is selling you something.
No. Colst Capital is not a lender or a bank. We are advisors: we prepare your file, match you with third-party lenders, and manage the process. We may receive compensation from lenders in connection with placements, and we disclose that plainly.
The consultation and funding plan are free. If we secure funding, our success fee is 9% of the amount funded, invoiced after the money lands. You will also pay whatever the lender charges in interest and fees, which we walk through with you before you sign.
Applications can generate inquiries, which is exactly why we match before we apply. Our job is to put your file in front of lenders you actually fit, so inquiries are spent on real chances instead of guesses.
One free consultation. An honest read on your file, your options, and your timeline, before you pay a dollar.
No retainers. No funding, no fee.