Tailored Funding Solutions

Capital for your
growth.launch.next move.

Business lines of credit, 0% card stacking, term loans, and personal funding, matched to your profile by one team. And if your credit is not ready, we fix that first.

Entrepreneurs Business Owners Investors
No upfront fees Billed after work is performed Cancel anytime No success fee unless you are funded
Why Colst Capital

Best-fit funding. Not best-case promises.

Whether you are expanding operations, launching something new, or covering a gap, our job is to match your actual profile to the funding route that fits it, and to tell you the truth about what that route costs.

  • One conversation covers every route we arrange: business lines of credit, 0% card stacking, asset based lending, term loans, and personal loans.
  • Low credit is not a dead end here. Our in-house credit repair service challenges every inaccurate, outdated, and unverifiable item first, so you apply with a stronger file.
  • You hear back within one business day, and you review every offer with us before you sign anything.
Our services

Specialized in the routes that fund you.

Six ways in. We match you to the one your profile actually supports.

Business Line of Credit

Revolving capital you draw when you need it and pay interest only on what you use.

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0% Business Credit Stacking

Business cards with 0% intro APR windows, sequenced across issuers into real working capital.

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Asset Based Lending

Turn equipment, inventory, or receivables into the capital that keeps the business moving.

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Long Term Business Loans

A traditional structure with lower payments spread across a longer runway.

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Short Term Business Loans

Fast access to funds for the expense or opportunity that cannot wait a quarter.

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Personal Loans

Consolidate balances, lower utilization, and position your profile for the 0% round.

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Frequently asked questions

The answers before you ask.

How long does it take to get approved?

It depends on the product and how complete your paperwork is. Most lenders come back within a few business days after all documentation is in. We keep the file moving and keep you posted at every step.

How much funding can I secure?

Whatever your profile qualifies for, and no honest company will promise you a number before seeing it. Amounts depend on your personal and business creditworthiness and each lender's criteria. At your free consultation we give you a realistic range based on your actual file.

I don't have a business yet. Can I still get funding?

Yes. We walk you through setting the business up properly, then start the funding process on the right foot. Personal funding routes can also bridge you while the business entity builds its own profile.

How is my eligibility determined?

Lenders look at your credit profile, income or business revenue, time in business, and existing debt load. We review the same factors up front so your applications go to lenders whose criteria you actually meet.

Is my personal information secure?

Yes. Your data is encrypted in transit and at rest, we never sell it, and we only share what a lender needs to process an application you approved. Details are in our Privacy Policy.

What documents do I need?

Typically proof of identity, proof of income, and bank or financial statements. Some products want more, some less. Your advisor confirms the exact list for your route before anything is submitted.

What if I have bad credit?

That is our front door. Our credit repair service challenges every inaccurate, outdated, and unverifiable item on your reports first, so when you do apply, you apply with a stronger file. $99 a month, billed only after each month of work.

Can I secure funding with just an EIN?

Some programs lean on the business alone, but the best limits and 0% terms almost always require a solid personal credit profile behind them. If yours is not there yet, that is exactly what the repair phase is for.

Get funded today

Tell us where you stand.

Ninety seconds of questions, so your consultation starts with facts instead of guesses.

By submitting, you agree to our Terms of Service and Privacy Policy. Funding amounts, rates, and approvals depend on your profile and each lender's criteria. No amount or approval is guaranteed.

Request received

Check your email for a confirmation code. A funding advisor will reach out within one business day using your preferred contact method.