/* ============================================================
   Colst Capital website-v3 (2026-07-02)
   JM Capital layout language in Colst navy/blue/gold brand
   ============================================================ */
:root{
  --navy:#14243b; --navy-deep:#0e1a2c; --blue:#2e6cb3; --blue-lt:#5b8fd1;
  --cloud:#f5f8fc; --gold:#e8b23a; --slate2:#4a5a6b; --border:#d5deea;
  --slate-200:#e2e8f0; --slate-300:#cbd5e1; --slate-400:#94a3b8;
  --slate-500:#64748b; --sky-200:#bae6fd;
}
*,::before,::after{box-sizing:border-box;margin:0;padding:0}
html{-webkit-text-size-adjust:100%;-webkit-font-smoothing:antialiased;scroll-behavior:smooth}
body{font-family:"Archivo",ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;line-height:1.5;background:var(--cloud);color:var(--navy)}
h1,h2,h3{text-wrap:balance;line-height:1.05}
p,li{text-wrap:pretty}
a{color:inherit;text-decoration:none}
img,svg{display:inline-block;vertical-align:middle}
.wrap{max-width:76rem;margin:0 auto;padding:0 1.5rem}
.wrap-md{max-width:52rem;margin:0 auto;padding:0 1.5rem}
.eyebrow{letter-spacing:.18em;text-transform:uppercase;color:var(--blue);font-size:.72rem;font-weight:700}
.grad{background:linear-gradient(135deg,#2e6cb3 0%,#5b8fd1 100%)}

/* ---------- Nav ---------- */
.nav{position:sticky;top:0;z-index:40;background:#14243bf2;backdrop-filter:blur(10px);border-bottom:1px solid #ffffff14}
.nav-in{display:flex;align-items:center;justify-content:space-between;max-width:82rem;margin:0 auto;padding:.8rem 1.5rem;gap:1rem}
.logo{display:flex;align-items:center;gap:.6rem;flex-shrink:0}
.logo-c{display:grid;place-items:center;width:2.3rem;height:2.3rem;border-radius:.5rem;color:#fff;font-weight:800;font-size:1.15rem}
.logo-t{font-size:1.05rem;font-weight:800;letter-spacing:-.01em;color:#fff;line-height:1.1}
.logo-t b{color:var(--blue-lt)}
.logo-sub{display:block;font-size:.55rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--slate-400)}
.nav-links{display:flex;align-items:center;gap:1.6rem;font-size:.8rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase}
.nav-links a{color:var(--slate-300);padding:.4rem 0;transition:color .15s}
.nav-links a:hover,.nav-links a.on{color:#fff;border-bottom:2px solid var(--gold)}
.nav-cta{border:1.5px solid #ffffff59;border-radius:.4rem;padding:.7rem 1.2rem!important;color:#fff!important;display:inline-flex;align-items:center;gap:.5rem;transition:all .15s}
.nav-cta:hover{background:#fff;color:var(--navy)!important;border-color:#fff}
.nav-toggle{display:none;background:none;border:0;color:#fff;font-size:1.6rem;cursor:pointer;line-height:1}
@media(max-width:960px){
  .nav-toggle{display:block}
  .nav-links{display:none;position:absolute;top:100%;left:0;right:0;flex-direction:column;gap:0;background:var(--navy);padding:.5rem 1.5rem 1.25rem;border-bottom:1px solid #ffffff14}
  .nav-links.show{display:flex}
  .nav-links a{padding:.7rem 0;width:100%;border-bottom:0!important}
  .nav-cta{margin-top:.5rem;justify-content:center;width:100%}
}

/* ---------- Hero ---------- */
.hero{background:var(--navy-deep);background-image:linear-gradient(#5b8fd10f 1px,#0000 1px),linear-gradient(90deg,#5b8fd10f 1px,#0000 1px),radial-gradient(120% 100% at 85% -10%,#2e6cb352,#0000 55%);background-size:46px 46px,46px 46px,100% 100%;color:#fff;overflow:hidden}
.hero-in{display:grid;gap:3rem;max-width:82rem;margin:0 auto;padding:4.5rem 1.5rem 5rem;align-items:center}
@media(min-width:900px){.hero-in{grid-template-columns:1.25fr 1fr;padding:6rem 1.5rem 6.5rem}}
.hero-badge{display:inline-flex;align-items:center;gap:.6rem;background:#2e6cb333;border:1px solid #5b8fd14d;border-radius:.35rem;padding:.5rem 1rem;font-size:.72rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--sky-200)}
.hero-badge::before{content:"";width:.5rem;height:.5rem;border-radius:50%;background:var(--gold)}
.hero h1{margin-top:1.5rem;font-size:clamp(2.6rem,6.5vw,4.6rem);font-weight:800;letter-spacing:-.01em;text-transform:uppercase;line-height:1.02}
.hero h1 .accent{color:var(--gold)}
.hero .sub{margin-top:1.5rem;max-width:34rem;font-size:1.15rem;line-height:1.65;color:var(--slate-300);font-weight:400}
.hero-ctas{display:flex;flex-wrap:wrap;gap:1rem;margin-top:2.25rem}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.6rem;border-radius:.45rem;padding:1rem 1.9rem;font-size:.85rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;cursor:pointer;border:0;font-family:inherit;transition:transform .15s ease-out,filter .15s,background .15s,color .15s}
.btn:active{transform:scale(.98)}
.btn-solid{background:#fff;color:var(--navy)}
.btn-solid:hover{background:var(--gold);color:var(--navy)}
.btn-gold{background:var(--gold);color:var(--navy)}
.btn-gold:hover{filter:brightness(1.08)}
.btn-blue{background:var(--blue);color:#fff}
.btn-blue:hover{filter:brightness(1.1)}
.btn-line{border:1.5px solid #ffffff59;color:#fff;background:none}
.btn-line:hover{background:#ffffff14}
.btn-line-navy{border:1.5px solid var(--navy);color:var(--navy);background:none}
.btn-line-navy:hover{background:var(--navy);color:#fff}
/* floating glass cards */
.hero-art{position:relative;min-height:320px;display:none}
@media(min-width:900px){.hero-art{display:block}}
.glass{position:absolute;display:flex;flex-direction:column;justify-content:center;gap:.4rem;background:#ffffff12;border:1px solid #ffffff26;border-radius:1.1rem;backdrop-filter:blur(10px);padding:1.3rem 1.5rem;box-shadow:0 20px 45px -18px #00000066}
.glass .big{font-size:1.9rem;font-weight:800;color:#fff;line-height:1}
.glass .lbl{font-size:.72rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--slate-300)}
.glass .ic{color:var(--gold)}
.hero-strip{border-top:1px solid #ffffff14;background:#0000004d}
.hero-strip .in{display:flex;flex-wrap:wrap;justify-content:center;gap:1rem 2.5rem;max-width:82rem;margin:0 auto;padding:1rem 1.5rem;font-size:.78rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--slate-300)}
.hero-strip .in span{display:inline-flex;align-items:center;gap:.5rem}
.hero-strip .in svg{color:var(--gold);flex-shrink:0}

/* ---------- Page hero (inner pages) ---------- */
.page-hero{background:var(--navy-deep);background-image:radial-gradient(110% 100% at 80% -20%,#2e6cb345,#0000 60%);color:#fff;padding:4.5rem 0}
.page-hero h1{font-size:clamp(2.1rem,5vw,3.4rem);font-weight:800;text-transform:uppercase;letter-spacing:-.01em}
.page-hero h1 .accent{color:var(--gold)}
.page-hero .sub{margin-top:1.25rem;max-width:36rem;font-size:1.08rem;line-height:1.65;color:var(--slate-300)}
.page-hero .hero-ctas{margin-top:2rem}

/* ---------- Sections ---------- */
.sec{padding:4.5rem 0}
.sec-white{background:#fff}
.sec-navy{background:var(--navy);color:#fff}
.sec-head{max-width:44rem;margin:0 auto 2.75rem;text-align:center;padding:0 1.5rem}
.sec-head h2{margin-top:.6rem;font-size:clamp(1.8rem,4vw,2.5rem);font-weight:800;text-transform:uppercase;color:var(--navy)}
.sec-navy .sec-head h2,.sec-navy h2{color:#fff}
.sec-head .lede{margin-top:1rem;color:var(--slate2);font-size:1.02rem;line-height:1.65}
.sec-navy .sec-head .lede{color:var(--slate-300)}

/* cards */
.cards{display:grid;gap:1.4rem}
@media(min-width:760px){.cards-2{grid-template-columns:1fr 1fr}.cards-3{grid-template-columns:repeat(3,1fr)}.cards-4{grid-template-columns:repeat(4,1fr)}}
.card{background:#fff;border:1px solid var(--slate-200);border-radius:1.1rem;padding:1.9rem;box-shadow:0 1px 3px #0000000a}
.card .ic{display:grid;place-items:center;width:2.9rem;height:2.9rem;border-radius:.7rem;color:#fff}
.card h3{margin-top:1.1rem;font-size:1.15rem;font-weight:800;color:var(--navy)}
.card p{margin-top:.6rem;font-size:.93rem;line-height:1.65;color:var(--slate2)}
.card .more{display:inline-flex;align-items:center;gap:.4rem;margin-top:1.1rem;font-size:.8rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--blue)}
.card .more:hover{color:var(--navy)}
.card-navy{background:var(--navy);border-color:#ffffff1f}
.card-navy h3{color:#fff}
.card-navy p{color:var(--slate-300)}

/* steps */
.steps{display:grid;gap:1.4rem;counter-reset:step}
@media(min-width:760px){.steps{grid-template-columns:repeat(3,1fr)}}
.step{background:var(--cloud);border:1px solid var(--slate-200);border-radius:1.1rem;padding:1.9rem}
.step .num{display:grid;place-items:center;width:2.6rem;height:2.6rem;border-radius:.6rem;color:#fff;font-weight:800;font-size:1.05rem}
.step h3{margin-top:1rem;font-size:1.08rem;font-weight:800;color:var(--navy)}
.step p{margin-top:.55rem;font-size:.92rem;line-height:1.65;color:var(--slate2)}

/* checklist */
.list{display:grid;gap:.8rem;margin-top:1.5rem}
.list li{display:flex;gap:.7rem;align-items:flex-start;list-style:none;font-size:.97rem;line-height:1.6;color:var(--slate2)}
.list svg{flex-shrink:0;margin-top:.2rem;color:var(--blue)}
.sec-navy .list li{color:var(--slate-300)}
.sec-navy .list svg{color:var(--gold)}

/* split layout */
.split{display:grid;gap:2.5rem;align-items:center}
@media(min-width:900px){.split{grid-template-columns:1fr 1fr;gap:4rem}}
.split h2{font-size:clamp(1.7rem,3.5vw,2.3rem);font-weight:800;text-transform:uppercase;color:var(--navy)}
.split .body{margin-top:1rem;color:var(--slate2);line-height:1.7}

/* ---------- Reviews ---------- */
.marquee{overflow:hidden;mask-image:linear-gradient(90deg,#0000,#000 8% 92%,#0000);-webkit-mask-image:linear-gradient(90deg,#0000,#000 8% 92%,#0000)}
.marquee+.marquee{margin-top:1rem}
.marquee-track{gap:1rem;width:max-content;animation:60s linear infinite marquee;display:flex}
.marquee:hover .marquee-track{animation-play-state:paused}
.marquee-rev .marquee-track{animation-direction:reverse}
@keyframes marquee{0%{transform:translate(0)}to{transform:translate(-50%)}}
@media(prefers-reduced-motion:reduce){.marquee-track{animation:none}}
.rev-card{display:flex;flex-direction:column;width:320px;flex-shrink:0;border:1px solid var(--slate-200);background:#fff;border-radius:1rem;padding:1.25rem;box-shadow:0 1px 2px #0000000d}
.rev-grid .rev-card{width:auto}
.rev-grid{display:grid;gap:1.25rem}
@media(min-width:760px){.rev-grid{grid-template-columns:1fr 1fr}}
.stars{display:inline-flex;gap:.15rem;color:var(--gold)}
.rev-card blockquote{margin-top:.75rem;flex:1;font-size:.875rem;line-height:1.65;color:var(--slate2)}
.rev-card figcaption{margin-top:1rem;font-size:.875rem;font-weight:600;color:var(--navy)}
.rev-card figcaption span{font-weight:400;color:var(--slate-400)}
.rev-disclaim{max-width:44rem;margin:1.6rem auto 0;padding:0 1.5rem;font-size:.75rem;line-height:1.6;color:var(--slate-500);text-align:center}

/* ---------- Pricing ---------- */
.price-grid{display:grid;gap:1.4rem;max-width:60rem;margin:0 auto}
@media(min-width:820px){.price-grid{grid-template-columns:1fr 1fr}}
.price-card{background:#fff;border:1px solid var(--slate-200);border-radius:1.2rem;padding:2.2rem;text-align:left;position:relative}
.price-card.hot{border:2px solid var(--gold)}
.price-card .tag{position:absolute;top:-.8rem;left:1.6rem;background:var(--gold);color:var(--navy);font-size:.68rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase;border-radius:.3rem;padding:.25rem .6rem}
.price-card h3{font-size:1.05rem;font-weight:800;text-transform:uppercase;letter-spacing:.04em;color:var(--navy)}
.price-card .amt{margin-top:1rem;font-size:2.9rem;font-weight:800;color:var(--navy);font-variant-numeric:tabular-nums;line-height:1}
.price-card .amt small{font-size:1rem;font-weight:600;color:var(--slate2)}
.price-card .terms{margin-top:.6rem;font-size:.85rem;color:var(--slate-500)}
.price-card .list{margin-top:1.4rem}
.price-card .btn{margin-top:1.6rem;width:100%}
.price-note{max-width:40rem;margin:1.8rem auto 0;font-size:.8rem;line-height:1.65;color:var(--slate-500);text-align:center}

/* ---------- FAQ ---------- */
.faq{max-width:46rem;margin:0 auto}
.faq details{background:#fff;border:1px solid var(--slate-200);border-radius:.9rem;padding:1.2rem 1.4rem}
.faq details+details{margin-top:.8rem}
.faq summary{cursor:pointer;font-weight:700;color:var(--navy);font-size:1rem;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:1rem}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:1.4rem;font-weight:400;color:var(--blue);transition:transform .15s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{margin-top:.8rem;font-size:.93rem;line-height:1.7;color:var(--slate2)}

/* ---------- Lead form ---------- */
.lead-card{max-width:30rem;text-align:left}
.lead-card.center{margin:2rem auto 0}
.lead-form{background:#fff;border:1px solid var(--slate-200);border-radius:1rem;padding:1.4rem;box-shadow:0 25px 50px -12px #00000033}
.fld{color:var(--navy);background:#fff;border:1px solid var(--border);border-radius:.6rem;outline:none;width:100%;padding:.7rem .8rem;font-size:.92rem;font-family:inherit}
.fld:focus{border-color:var(--blue);box-shadow:0 0 0 3px #2e6cb326}
.frow{display:flex;gap:.7rem}
.frow+.frow,.frow+.btn,.lead-form .btn{margin-top:.7rem}
.lead-form .btn{width:100%}
.consent-check{display:flex;align-items:flex-start;gap:.55rem;margin-top:.9rem;font-size:.78rem;line-height:1.5;color:var(--slate2)}
.consent-check input{margin-top:.2rem;accent-color:var(--blue)}
.fineprint{margin-top:.8rem;font-size:11px;line-height:1.5;color:var(--slate-400)}
.fineprint a{text-decoration:underline}
.rights-line{margin-top:.5rem;font-size:11px;line-height:1.5;color:var(--slate-500)}
.rights-line a{text-decoration:underline}
.success{display:none;background:#fff;border-radius:1rem;padding:2rem;text-align:center;box-shadow:0 25px 50px -12px #00000033}
.success .ok{display:grid;place-items:center;width:3.5rem;height:3.5rem;margin:0 auto;border-radius:9999px;background:#2e6cb31a}
.success h3{margin-top:1rem;font-size:1.25rem;font-weight:800;color:var(--navy)}
.success p{margin-top:.5rem;font-size:.875rem;color:var(--slate2)}

/* ---------- CTA band ---------- */
.cta-band{background:var(--navy-deep);background-image:radial-gradient(110% 130% at 50% -30%,#2e6cb340,#0000 60%);color:#fff;text-align:center;padding:5rem 0}
.cta-band h2{font-size:clamp(1.9rem,4.5vw,2.8rem);font-weight:800;text-transform:uppercase}
.cta-band .lede{max-width:36rem;margin:1.2rem auto 0;color:var(--slate-300);line-height:1.65}
.cta-band .hero-ctas{justify-content:center;margin-top:2.2rem}
.cta-band .after{margin-top:1.4rem;font-size:.85rem;color:var(--slate-400)}

/* ---------- Hero chips + rotator ---------- */
.chips{display:flex;flex-wrap:wrap;gap:.6rem;justify-content:center;margin-top:1.6rem}
.chip{border:1px solid #ffffff33;border-radius:999px;padding:.45rem 1.1rem;font-size:.72rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--slate-300)}
.rotator span{color:var(--gold)}

/* ---------- Qualifier form ---------- */
.qlabel{display:block;margin:1.1rem 0 .4rem;font-size:.72rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--slate2)}
.lead-form .qlabel:first-of-type{margin-top:0}
select.fld{appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%234a5a6b' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right .8rem center;padding-right:2.2rem;cursor:pointer}
.pills{display:flex;flex-wrap:wrap;gap:.55rem}
.pills label{border:1px solid var(--border);border-radius:.5rem;padding:.55rem .95rem;font-size:.85rem;font-weight:600;color:var(--slate2);cursor:pointer;transition:all .15s}
.pills input{position:absolute;opacity:0;pointer-events:none}
.pills label:hover{border-color:var(--blue)}
.pills label:has(input:checked){background:var(--blue);border-color:var(--blue);color:#fff}

/* ---------- Footer ---------- */
.ftr{background:var(--navy)}
.ftr-in{max-width:76rem;margin:0 auto;padding:3.5rem 1.5rem}
.ftr-grid{display:grid;gap:2.5rem}
@media(min-width:820px){.ftr-grid{grid-template-columns:1.6fr 1fr 1fr 1fr}}
.ftr p,.ftr li{font-size:.875rem;color:var(--slate-400)}
.ftr .blurb{max-width:20rem;margin-top:1rem;line-height:1.65}
.ftr h4{font-size:.8rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:#fff}
.ftr ul{list-style:none;margin-top:.85rem}
.ftr li+li{margin-top:.55rem}
.ftr ul a:hover{color:#fff}
.ftr .addr{margin-top:1rem;line-height:1.6}
.ftr .addr a{text-decoration:underline}
.ftr .addr a:hover{color:#fff}
.ftr-legal{margin-top:2.5rem;border-top:1px solid #ffffff1a;padding-top:2rem;font-size:.75rem;line-height:1.7;color:var(--slate-500)}
.ftr-legal p+p{margin-top:.8rem}
.ftr-legal strong{color:var(--slate-300)}
.ftr-legal a{text-decoration:underline}
.ftr-legal a:hover{color:var(--slate-300)}
